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By Nick Garcia

Nick Garcia navigates the complexities of the mortgage industry with analytical precision and strategic foresight. As President and Chief Lending Strategist at Smarter Lending, his mission is to make homeownership accessible and financially sensible for individuals with intricate financial situations.

Are you thinking about buying a home? Now might be the best time to do it! You may not have considered it, but buying a home during the holidays could give you a major advantage. Let me tell you why.

Less competition means more power. During the holiday season, fewer people are looking to buy homes. It’s cold, people are busy with the holidays, and many buyers decide to wait until next year. This means less competition for you! When there are fewer buyers, you have more negotiating power. You can potentially get a better price for the home you want, and you may even be able to get the seller to cover your closing costs. Imagine saving thousands of dollars just by acting now. This is an opportunity you don’t want to miss.

Motivated sellers are ready to deal. Sellers who list their homes during the holidays are usually motivated. Think about it: People don’t typically want to sell their homes at this time of year unless they have to and this makes them more likely to negotiate and accept offers.

“People don’t typically want to sell their homes at this time of year unless they have to and this makes them more likely to negotiate and accept offers.”

They’re likely facing personal or financial reasons for selling, and they’re eager to close the deal. That means you can score a better price, or possibly get other perks, just by taking advantage of motivated sellers.

If you’re planning to buy your dream home, I’ve got good news for you. We’re running a special holiday promotion where we’re offering mortgage discounts and lender credits. You can use these savings to reduce your interest rate, which means paying less over time. You can also use them to lower the amount of cash needed to close. With these discounts, buying a home is even more affordable than ever. This is the perfect opportunity to make your home-buying dreams come true.

If you’re ready to make the most of the holiday season and secure your dream home, you can call or text me at (509) 960-5368 today. Let’s talk about the advantages of these great offers and we’ll guide you every step of the way. Buying a home during the holidays has never been this easy—or this rewarding so let us help you make your dream home a possibility.

The smarter lending difference. Buying a new home or refinancing? Complete an application in just a few minutes and we’ll guide you from there. Apply Now