Nick Garcia profile image

By Nick Garcia

Nick Garcia navigates the complexities of the mortgage industry with analytical precision and strategic foresight. As President and Chief Lending Strategist at Smarter Lending, his mission is to make homeownership accessible and financially sensible for individuals with intricate financial situations.

The smarter lending difference. Buying a new home or refinancing? Complete an application in just a few minutes and we’ll guide you from there. Apply Now

I know how to guide you through a changing marketplace to help you secure the best loans and the best rates

As our market is changing, I’m out on the front lines to make sure that those changes are communicated to you.

Want to work with us? Here are some ways to get involved.

  • Learn more. Discover which loan program is right for you. We’ll match you with the best loan options when you apply.
    Loan Programs

  • Get my latest insights and tips about going on in the mortgage industry.
    Video e-Newsletter

So, I’ll be posting two monthly video messages on this blog to keep you updated.

They will be valuable and useful in helping you stay on top of what’s happening in the lending community.

Check back because content will be coming soon!

I’m excited to keep you updated on what’s happening in the market